Plaid
Description de Plaid
Plaid est une plateforme technologique qui permet aux applications de se connecter aux comptes bancaires des utilisateurs. Plaid vise à réduire les obstacles à la saisie dans les services financiers en facilitant et en simplifiant l'utilisation des données financières.
Qui utilise Plaid ?
Le produit Asset de Plaid est idéal pour un initiateur de prêts cherchant à numériser le processus de prêt et à créer une meilleure expérience emprunteur.
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Plaid
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Avis sur Plaid
Kerby
Great product
Commentaires : Great i love this product.
Avantages :
Very fast and very accurate. Saves a lot of time verifying bank accounts.
Inconvénients :
I really wish they had an app. So when you're out of the office you can still check.
David
Plaid is the only game in town for connecting to any financial service
Commentaires : We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes. Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability. Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange. For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment. Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.
Avantages :
Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.
Inconvénients :
Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery. Plaid will push an expensive monthly plan, but it's not needed for sporadic access.
Maxwell
Works so well and is trusted
Avantages :
It is a secure way to link my bank accounts with financial services.
Inconvénients :
Sometimes I have to link an account twice, but that's okay.
DJ
WaveApps.com reliance on Plaid a horrible decision!
Commentaires : WaveApps is slowly committing suicide by using Plaid as it is currently supported.
Avantages :
Nothing, really... That's the point of this review.
Inconvénients :
Account connections with mainstream institutions like AMEX regularly break. The connection must be deleted and recreated each time there is a problem. Kind of defeats the purpose of an automated link. Connections to smaller institutions or banks don't stand a chance with Plaid. Reported problems don't get rectified presumably based on the biggest "squeaky wheel" institution getting priority. Ever since WaveApps converted to Plaid, I must do a manual bank upload to Wave to update my accounts. Again, kind of defeats the purpose of an automated link, don't you think.
Utilisateur vérifié
Helps you to Connect to your Accounts
Avantages :
It allows me to connect all my accounts to Sofi so I can track all my financial accounts in one place. Also allows me to my fast and easy transactions from my bank account.
Inconvénients :
I worry about the security of the platform because of the ease of use and the number of accounts I have connected to it
